Most US-built SaaS bills Indian customers via Stripe in USD, with a 4% FX surcharge and unpredictable card-decline rates. Indian customers learn to live with it. We thought we could do better.
What rupee-native billing means
- Pay in ₹ via Razorpay, UPI, cards, net banking
- Fixed 1 USD = ₹83 conversion, no FX surcharge
- GST handled at invoice level (CGST/SGST/IGST)
- Receipts in INR with HSN code for input-credit claims
Why this matters operationally
Indian finance teams claim input GST credits against B2B SaaS spend. If your invoice doesn't have a proper HSN code and GSTIN, they can't claim it, which means your platform fee effectively costs 18% more than you quoted. Floo's invoices file cleanly.
USD still works
If you'd rather pay in dollars via Stripe (ACH, cards, wire), workspace currency is per-workspace. Mix and match, some companies run their India ops on Razorpay and their US ops on Stripe in the same Floo account.
